I got a surprise visit today from Metrobank who came to deliver my NEW CREDIT CARD! It was truly a surprise because the last time I heard I was blacklisted from ever getting a credit card because as my dad says my name was included in the list of people who still have pending loans…mine was incurred from my previous credit card when I was still in college. Then, when we moved from place to place, my address was changed constantly so they had no way to trace me anymore…and besides they have already been charging me for incurred interests that amounted to almost P10K when in fact my credit limit was just P4K!
I am just glad that Metrobank merely took into consideration the fact that I am currently an accountholder with their bank and so they offered to give me a card and notwithstanding my previous record, decided to take a risk on me since anyway, they could always freeze my money if I don’t get to pay diba? And besides, they just gave me a teensy credit limit of 15K so I guess it’s one drawback I had to live with after all I still have to prove that I am quite capable of keeping and holding a credit card once again…
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